Market Overview
Home Prices in Portsmouth, OH
The median home value in Portsmouth, OH is $97,171 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Portsmouth are priced76% below average. Portsmouth is part of the Portsmouth, OH metro area.
Over the past five years, Portsmouth home values have risen by approximately31.2%, reflecting strong long-term appreciation in this market.
Price History
Portsmouth Home Price Trend
City Comparison
Portsmouth vs. National Median
At $97,171, homes in Portsmouth cost 76% below the national median of $410,000. This makes Portsmouth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Portsmouth?
20% Down Payment
$19,434
on $97,171
Monthly P&I
$507/mo
30-yr @ 6.8%
Total Monthly Est.
~$644/mo
incl. taxes & insurance
Income Needed
$25,760
gross annual (30% rule)
10% Down Option
$9,717
+ PMI applies
Loan Amount (20% dn)
$77,737
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Portsmouth, OH?
The median home value in Portsmouth is $97,171 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Portsmouth?
Over the past year, home values in Portsmouth have increased by 5.4%. Over five years, prices have risen approximately 31.2%.
How much do I need to earn to buy a home in Portsmouth?
To comfortably afford the median home price of $97,171 with a 20% down payment ($19,434) at today's rates (6.8%), you'd need a gross annual income of approximately $25,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Portsmouth compare to the national average home price?
The national median home value is approximately $410,000. At $97,171, homes in Portsmouth are 76% below the national average.
What metro area is Portsmouth part of?
Portsmouth is part of the Portsmouth, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.