📍 Put in Bay, OH · Zillow ZHVI · July 2026

Average Home Price in
Put in Bay, OH

Toledo, OH metro area · Ottawa County County

Median Home Value
$467,530
↑ 3.4% year-over-year
vs. National Median
$410,000
Put in Bay is 14% above
Est. Monthly Payment
$2,438/mo
20% down · 6.8% rate
Income Needed
$124K
gross annual (30% rule)
Median Home Value
$467,530
↑ 3.4% year-over-year

Down Payment (20%)$93,506
Monthly P&I$2,438/mo
With Taxes & Ins.~$3,096/mo
Income Needed$123,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Put in Bay, OH

The median home value in Put in Bay, OH is $467,530 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and down 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Put in Bay are priced14% above average. Put in Bay is part of the Toledo, OH metro area.

Over the past five years, Put in Bay home values have risen by approximately24.9%, reflecting strong long-term appreciation in this market.

City Comparison

Put in Bay vs. National Median

🏠 Put in Bay
$467,530
National Median
$410,000

At $467,530, homes in Put in Bay cost 14% above the national median of $410,000. Buyers in Put in Bay should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Put in Bay?

20% Down Payment
$93,506
on $467,530
Monthly P&I
$2,438/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,096/mo
incl. taxes & insurance
Income Needed
$123,840
gross annual (30% rule)
10% Down Option
$46,753
+ PMI applies
Loan Amount (20% dn)
$374,024
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Put in Bay, OH?
The median home value in Put in Bay is $467,530 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Put in Bay?
Over the past year, home values in Put in Bay have increased by 3.4%. Over five years, prices have risen approximately 24.9%.
How much do I need to earn to buy a home in Put in Bay?
To comfortably afford the median home price of $467,530 with a 20% down payment ($93,506) at today's rates (6.8%), you'd need a gross annual income of approximately $123,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Put in Bay compare to the national average home price?
The national median home value is approximately $410,000. At $467,530, homes in Put in Bay are 14% above the national average.
What metro area is Put in Bay part of?
Put in Bay is part of the Toledo, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.