Market Overview
Home Prices in Rayland, OH
The median home value in Rayland, OH is $126,326 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rayland are priced69% below average. Rayland is part of the Weirton-Steubenville, WV-OH metro area.
Over the past five years, Rayland home values have risen by approximately8.2%, reflecting steady appreciation in this market.
Price History
Rayland Home Price Trend
City Comparison
Rayland vs. National Median
At $126,326, homes in Rayland cost 69% below the national median of $410,000. This makes Rayland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rayland?
20% Down Payment
$25,265
on $126,326
Monthly P&I
$659/mo
30-yr @ 6.8%
Total Monthly Est.
~$837/mo
incl. taxes & insurance
Income Needed
$33,480
gross annual (30% rule)
10% Down Option
$12,633
+ PMI applies
Loan Amount (20% dn)
$101,061
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rayland, OH?
The median home value in Rayland is $126,326 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in Rayland?
Over the past year, home values in Rayland have decreased by 3.6%. Over five years, prices have risen approximately 8.2%.
How much do I need to earn to buy a home in Rayland?
To comfortably afford the median home price of $126,326 with a 20% down payment ($25,265) at today's rates (6.8%), you'd need a gross annual income of approximately $33,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Rayland compare to the national average home price?
The national median home value is approximately $410,000. At $126,326, homes in Rayland are 69% below the national average.
What metro area is Rayland part of?
Rayland is part of the Weirton-Steubenville, WV-OH metropolitan area. Home prices and market conditions can vary across the broader metro region.