Market Overview
Home Prices in Ripley, OH
The median home value in Ripley, OH is $190,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ripley are priced54% below average. Ripley is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Ripley home values have risen by approximately16.9%, reflecting steady appreciation in this market.
Price History
Ripley Home Price Trend
City Comparison
Ripley vs. National Median
At $190,500, homes in Ripley cost 54% below the national median of $410,000. This makes Ripley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ripley?
20% Down Payment
$38,100
on $190,500
Monthly P&I
$994/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,262/mo
incl. taxes & insurance
Income Needed
$50,480
gross annual (30% rule)
10% Down Option
$19,050
+ PMI applies
Loan Amount (20% dn)
$152,400
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ripley, OH?
The median home value in Ripley is $190,500 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Ripley?
Over the past year, home values in Ripley have increased by 1.9%. Over five years, prices have risen approximately 16.9%.
How much do I need to earn to buy a home in Ripley?
To comfortably afford the median home price of $190,500 with a 20% down payment ($38,100) at today's rates (6.8%), you'd need a gross annual income of approximately $50,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Ripley compare to the national average home price?
The national median home value is approximately $410,000. At $190,500, homes in Ripley are 54% below the national average.
What metro area is Ripley part of?
Ripley is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.