Market Overview
Home Prices in Rock Creek, OH
The median home value in Rock Creek, OH is $253,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.6% compared to a year ago and up 6.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rock Creek are priced38% below average. Rock Creek is part of the Ashtabula, OH metro area.
Over the past five years, Rock Creek home values have risen by approximately38.5%, reflecting strong long-term appreciation in this market.
Price History
Rock Creek Home Price Trend
City Comparison
Rock Creek vs. National Median
At $253,952, homes in Rock Creek cost 38% below the national median of $410,000. This makes Rock Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rock Creek?
20% Down Payment
$50,790
on $253,952
Monthly P&I
$1,324/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,681/mo
incl. taxes & insurance
Income Needed
$67,240
gross annual (30% rule)
10% Down Option
$25,395
+ PMI applies
Loan Amount (20% dn)
$203,162
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rock Creek, OH?
The median home value in Rock Creek is $253,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.6% year-over-year.
How much have home prices changed in Rock Creek?
Over the past year, home values in Rock Creek have increased by 7.6%. Over five years, prices have risen approximately 38.5%.
How much do I need to earn to buy a home in Rock Creek?
To comfortably afford the median home price of $253,952 with a 20% down payment ($50,790) at today's rates (6.8%), you'd need a gross annual income of approximately $67,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Rock Creek compare to the national average home price?
The national median home value is approximately $410,000. At $253,952, homes in Rock Creek are 38% below the national average.
What metro area is Rock Creek part of?
Rock Creek is part of the Ashtabula, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.