Market Overview
Home Prices in Rockford, OH
The median home value in Rockford, OH is $232,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 8.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rockford are priced43% below average. Rockford is part of the Celina, OH metro area.
Over the past five years, Rockford home values have risen by approximately39.6%, reflecting strong long-term appreciation in this market.
Price History
Rockford Home Price Trend
City Comparison
Rockford vs. National Median
At $232,843, homes in Rockford cost 43% below the national median of $410,000. This makes Rockford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rockford?
20% Down Payment
$46,569
on $232,843
Monthly P&I
$1,214/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,542/mo
incl. taxes & insurance
Income Needed
$61,680
gross annual (30% rule)
10% Down Option
$23,284
+ PMI applies
Loan Amount (20% dn)
$186,274
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rockford, OH?
The median home value in Rockford is $232,843 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Rockford?
Over the past year, home values in Rockford have increased by 7.1%. Over five years, prices have risen approximately 39.6%.
How much do I need to earn to buy a home in Rockford?
To comfortably afford the median home price of $232,843 with a 20% down payment ($46,569) at today's rates (6.8%), you'd need a gross annual income of approximately $61,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Rockford compare to the national average home price?
The national median home value is approximately $410,000. At $232,843, homes in Rockford are 43% below the national average.
What metro area is Rockford part of?
Rockford is part of the Celina, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.