Market Overview
Home Prices in Rocky Ridge, OH
The median home value in Rocky Ridge, OH is $127,810 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and down 8.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rocky Ridge are priced69% below average. Rocky Ridge is part of the Toledo, OH metro area.
Over the past five years, Rocky Ridge home values have fallen by approximately3.7%, reflecting softening conditions in this market.
Price History
Rocky Ridge Home Price Trend
City Comparison
Rocky Ridge vs. National Median
At $127,810, homes in Rocky Ridge cost 69% below the national median of $410,000. This makes Rocky Ridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rocky Ridge?
20% Down Payment
$25,562
on $127,810
Monthly P&I
$667/mo
30-yr @ 6.8%
Total Monthly Est.
~$847/mo
incl. taxes & insurance
Income Needed
$33,880
gross annual (30% rule)
10% Down Option
$12,781
+ PMI applies
Loan Amount (20% dn)
$102,248
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rocky Ridge, OH?
The median home value in Rocky Ridge is $127,810 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Rocky Ridge?
Over the past year, home values in Rocky Ridge have increased by 4.7%. Over five years, prices have fallen approximately 3.7%.
How much do I need to earn to buy a home in Rocky Ridge?
To comfortably afford the median home price of $127,810 with a 20% down payment ($25,562) at today's rates (6.8%), you'd need a gross annual income of approximately $33,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Rocky Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $127,810, homes in Rocky Ridge are 69% below the national average.
What metro area is Rocky Ridge part of?
Rocky Ridge is part of the Toledo, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.