Market Overview
Home Prices in Russells Point, OH
The median home value in Russells Point, OH is $206,874 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Russells Point are priced50% below average. Russells Point is part of the Bellefontaine, OH metro area.
Over the past five years, Russells Point home values have risen by approximately34.8%, reflecting strong long-term appreciation in this market.
Price History
Russells Point Home Price Trend
City Comparison
Russells Point vs. National Median
At $206,874, homes in Russells Point cost 50% below the national median of $410,000. This makes Russells Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Russells Point?
20% Down Payment
$41,375
on $206,874
Monthly P&I
$1,079/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,370/mo
incl. taxes & insurance
Income Needed
$54,800
gross annual (30% rule)
10% Down Option
$20,687
+ PMI applies
Loan Amount (20% dn)
$165,499
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Russells Point, OH?
The median home value in Russells Point is $206,874 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Russells Point?
Over the past year, home values in Russells Point have increased by 4%. Over five years, prices have risen approximately 34.8%.
How much do I need to earn to buy a home in Russells Point?
To comfortably afford the median home price of $206,874 with a 20% down payment ($41,375) at today's rates (6.8%), you'd need a gross annual income of approximately $54,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Russells Point compare to the national average home price?
The national median home value is approximately $410,000. At $206,874, homes in Russells Point are 50% below the national average.
What metro area is Russells Point part of?
Russells Point is part of the Bellefontaine, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.