Market Overview
Home Prices in Saint Bernard, OH
The median home value in Saint Bernard, OH is $206,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Bernard are priced50% below average. Saint Bernard is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Saint Bernard home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.
Price History
Saint Bernard Home Price Trend
City Comparison
Saint Bernard vs. National Median
At $206,616, homes in Saint Bernard cost 50% below the national median of $410,000. This makes Saint Bernard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Bernard?
20% Down Payment
$41,323
on $206,616
Monthly P&I
$1,078/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,369/mo
incl. taxes & insurance
Income Needed
$54,760
gross annual (30% rule)
10% Down Option
$20,662
+ PMI applies
Loan Amount (20% dn)
$165,293
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Bernard, OH?
The median home value in Saint Bernard is $206,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Saint Bernard?
Over the past year, home values in Saint Bernard have decreased by 2.5%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Saint Bernard?
To comfortably afford the median home price of $206,616 with a 20% down payment ($41,323) at today's rates (6.8%), you'd need a gross annual income of approximately $54,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Bernard compare to the national average home price?
The national median home value is approximately $410,000. At $206,616, homes in Saint Bernard are 50% below the national average.
What metro area is Saint Bernard part of?
Saint Bernard is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.