📍 Silverton, OH · Zillow ZHVI · July 2026

Average Home Price in
Silverton, OH

Cincinnati, OH-KY-IN metro area · Hamilton County County

Median Home Value
$265,182
↑ 3.6% year-over-year
vs. National Median
$410,000
Silverton is 35% below
Est. Monthly Payment
$1,383/mo
20% down · 6.8% rate
Income Needed
$70K
gross annual (30% rule)
Median Home Value
$265,182
↑ 3.6% year-over-year

Down Payment (20%)$53,036
Monthly P&I$1,383/mo
With Taxes & Ins.~$1,756/mo
Income Needed$70,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Silverton, OH

The median home value in Silverton, OH is $265,182 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 1.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Silverton are priced35% below average. Silverton is part of the Cincinnati, OH-KY-IN metro area.

Over the past five years, Silverton home values have risen by approximately30.9%, reflecting strong long-term appreciation in this market.

City Comparison

Silverton vs. National Median

🏠 Silverton
$265,182
National Median
$410,000

At $265,182, homes in Silverton cost 35% below the national median of $410,000. This makes Silverton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Silverton?

20% Down Payment
$53,036
on $265,182
Monthly P&I
$1,383/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,756/mo
incl. taxes & insurance
Income Needed
$70,240
gross annual (30% rule)
10% Down Option
$26,518
+ PMI applies
Loan Amount (20% dn)
$212,146
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Silverton, OH?
The median home value in Silverton is $265,182 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Silverton?
Over the past year, home values in Silverton have increased by 3.6%. Over five years, prices have risen approximately 30.9%.
How much do I need to earn to buy a home in Silverton?
To comfortably afford the median home price of $265,182 with a 20% down payment ($53,036) at today's rates (6.8%), you'd need a gross annual income of approximately $70,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Silverton compare to the national average home price?
The national median home value is approximately $410,000. At $265,182, homes in Silverton are 35% below the national average.
What metro area is Silverton part of?
Silverton is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.