Market Overview
Home Prices in South Middletown, OH
The median home value in South Middletown, OH is $133,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Middletown are priced68% below average. South Middletown is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, South Middletown home values have risen by approximately26.7%, reflecting strong long-term appreciation in this market.
Price History
South Middletown Home Price Trend
City Comparison
South Middletown vs. National Median
At $133,203, homes in South Middletown cost 68% below the national median of $410,000. This makes South Middletown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Middletown?
20% Down Payment
$26,641
on $133,203
Monthly P&I
$695/mo
30-yr @ 6.8%
Total Monthly Est.
~$883/mo
incl. taxes & insurance
Income Needed
$35,320
gross annual (30% rule)
10% Down Option
$13,320
+ PMI applies
Loan Amount (20% dn)
$106,562
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Middletown, OH?
The median home value in South Middletown is $133,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in South Middletown?
Over the past year, home values in South Middletown have decreased by 2%. Over five years, prices have risen approximately 26.7%.
How much do I need to earn to buy a home in South Middletown?
To comfortably afford the median home price of $133,203 with a 20% down payment ($26,641) at today's rates (6.8%), you'd need a gross annual income of approximately $35,320. This assumes keeping total housing costs at or below 30% of gross income.
How does South Middletown compare to the national average home price?
The national median home value is approximately $410,000. At $133,203, homes in South Middletown are 68% below the national average.
What metro area is South Middletown part of?
South Middletown is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.