Market Overview
Home Prices in Summerside, OH
The median home value in Summerside, OH is $264,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Summerside are priced35% below average. Summerside is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Summerside home values have risen by approximately36.6%, reflecting strong long-term appreciation in this market.
Price History
Summerside Home Price Trend
City Comparison
Summerside vs. National Median
At $264,651, homes in Summerside cost 35% below the national median of $410,000. This makes Summerside a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Summerside?
20% Down Payment
$52,930
on $264,651
Monthly P&I
$1,380/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,753/mo
incl. taxes & insurance
Income Needed
$70,120
gross annual (30% rule)
10% Down Option
$26,465
+ PMI applies
Loan Amount (20% dn)
$211,721
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Summerside, OH?
The median home value in Summerside is $264,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Summerside?
Over the past year, home values in Summerside have increased by 4.1%. Over five years, prices have risen approximately 36.6%.
How much do I need to earn to buy a home in Summerside?
To comfortably afford the median home price of $264,651 with a 20% down payment ($52,930) at today's rates (6.8%), you'd need a gross annual income of approximately $70,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Summerside compare to the national average home price?
The national median home value is approximately $410,000. At $264,651, homes in Summerside are 35% below the national average.
What metro area is Summerside part of?
Summerside is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.