Market Overview
Home Prices in Tipp City, OH
The median home value in Tipp City, OH is $354,317 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tipp City are priced14% below average. Tipp City is part of the Dayton-Kettering, OH metro area.
Over the past five years, Tipp City home values have risen by approximately28.6%, reflecting strong long-term appreciation in this market.
Price History
Tipp City Home Price Trend
City Comparison
Tipp City vs. National Median
At $354,317, homes in Tipp City cost 14% below the national median of $410,000. This makes Tipp City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tipp City?
20% Down Payment
$70,863
on $354,317
Monthly P&I
$1,848/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,347/mo
incl. taxes & insurance
Income Needed
$93,880
gross annual (30% rule)
10% Down Option
$35,432
+ PMI applies
Loan Amount (20% dn)
$283,454
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tipp City, OH?
The median home value in Tipp City is $354,317 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Tipp City?
Over the past year, home values in Tipp City have increased by 2.8%. Over five years, prices have risen approximately 28.6%.
How much do I need to earn to buy a home in Tipp City?
To comfortably afford the median home price of $354,317 with a 20% down payment ($70,863) at today's rates (6.8%), you'd need a gross annual income of approximately $93,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Tipp City compare to the national average home price?
The national median home value is approximately $410,000. At $354,317, homes in Tipp City are 14% below the national average.
What metro area is Tipp City part of?
Tipp City is part of the Dayton-Kettering, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.