Market Overview
Home Prices in Union City, OH
The median home value in Union City, OH is $159,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.9% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union City are priced61% below average. Union City is part of the Greenville, OH metro area.
Over the past five years, Union City home values have risen by approximately50.1%, reflecting strong long-term appreciation in this market.
Price History
Union City Home Price Trend
City Comparison
Union City vs. National Median
At $159,821, homes in Union City cost 61% below the national median of $410,000. This makes Union City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Union City?
20% Down Payment
$31,964
on $159,821
Monthly P&I
$834/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,059/mo
incl. taxes & insurance
Income Needed
$42,360
gross annual (30% rule)
10% Down Option
$15,982
+ PMI applies
Loan Amount (20% dn)
$127,857
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union City, OH?
The median home value in Union City is $159,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.9% year-over-year.
How much have home prices changed in Union City?
Over the past year, home values in Union City have increased by 10.9%. Over five years, prices have risen approximately 50.1%.
How much do I need to earn to buy a home in Union City?
To comfortably afford the median home price of $159,821 with a 20% down payment ($31,964) at today's rates (6.8%), you'd need a gross annual income of approximately $42,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Union City compare to the national average home price?
The national median home value is approximately $410,000. At $159,821, homes in Union City are 61% below the national average.
What metro area is Union City part of?
Union City is part of the Greenville, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.