Market Overview
Home Prices in Waldo, OH
The median home value in Waldo, OH is $301,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waldo are priced27% below average. Waldo is part of the Marion, OH metro area.
Over the past five years, Waldo home values have risen by approximately37.3%, reflecting strong long-term appreciation in this market.
Price History
Waldo Home Price Trend
2020
$190,906
$191K
—
2021
$219,483
$219K
+15.0%
2022
$248,639
$249K
+13.3%
2023
$256,638
$257K
+3.2%
2024
$269,966
$270K
+5.2%
2025
$283,718
$284K
+5.1%
2026
$301,279
$301K
+6.2%
City Comparison
Waldo vs. National Median
🏠 Waldo
$301,279
National Median
$410,000
At $301,279, homes in Waldo cost 27% below the national median of $410,000. This makes Waldo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waldo?
20% Down Payment
$60,256
on $301,279
Monthly P&I
$1,571/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,995/mo
incl. taxes & insurance
Income Needed
$79,800
gross annual (30% rule)
10% Down Option
$30,128
+ PMI applies
Loan Amount (20% dn)
$241,023
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waldo, OH?
The median home value in Waldo is $301,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Waldo?
Over the past year, home values in Waldo have increased by 6.2%. Over five years, prices have risen approximately 37.3%.
How much do I need to earn to buy a home in Waldo?
To comfortably afford the median home price of $301,279 with a 20% down payment ($60,256) at today's rates (6.8%), you'd need a gross annual income of approximately $79,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Waldo compare to the national average home price?
The national median home value is approximately $410,000. At $301,279, homes in Waldo are 27% below the national average.
What metro area is Waldo part of?
Waldo is part of the Marion, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.