Market Overview
Home Prices in Wharton, OH
The median home value in Wharton, OH is $181,470 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.2% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wharton are priced56% below average.
Over the past five years, Wharton home values have risen by approximately28.3%, reflecting strong long-term appreciation in this market.
Price History
Wharton Home Price Trend
2020
$114,063
$114K
—
2021
$141,417
$141K
+24.0%
2022
$154,432
$154K
+9.2%
2023
$152,436
$152K
-1.3%
2024
$166,178
$166K
+9.0%
2025
$164,684
$165K
-0.9%
2026
$181,470
$181K
+10.2%
City Comparison
Wharton vs. National Median
🏠 Wharton
$181,470
National Median
$410,000
At $181,470, homes in Wharton cost 56% below the national median of $410,000. This makes Wharton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wharton?
20% Down Payment
$36,294
on $181,470
Monthly P&I
$946/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,201/mo
incl. taxes & insurance
Income Needed
$48,040
gross annual (30% rule)
10% Down Option
$18,147
+ PMI applies
Loan Amount (20% dn)
$145,176
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wharton, OH?
The median home value in Wharton is $181,470 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.2% year-over-year.
How much have home prices changed in Wharton?
Over the past year, home values in Wharton have increased by 10.2%. Over five years, prices have risen approximately 28.3%.
How much do I need to earn to buy a home in Wharton?
To comfortably afford the median home price of $181,470 with a 20% down payment ($36,294) at today's rates (6.8%), you'd need a gross annual income of approximately $48,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Wharton compare to the national average home price?
The national median home value is approximately $410,000. At $181,470, homes in Wharton are 56% below the national average.