Market Overview
Home Prices in Xenia, OH
The median home value in Xenia, OH is $260,022 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Xenia are priced37% below average. Xenia is part of the Dayton-Kettering, OH metro area.
Over the past five years, Xenia home values have risen by approximately30.5%, reflecting strong long-term appreciation in this market.
Price History
Xenia Home Price Trend
City Comparison
Xenia vs. National Median
At $260,022, homes in Xenia cost 37% below the national median of $410,000. This makes Xenia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Xenia?
20% Down Payment
$52,004
on $260,022
Monthly P&I
$1,356/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,722/mo
incl. taxes & insurance
Income Needed
$68,880
gross annual (30% rule)
10% Down Option
$26,002
+ PMI applies
Loan Amount (20% dn)
$208,018
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Xenia, OH?
The median home value in Xenia is $260,022 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Xenia?
Over the past year, home values in Xenia have increased by 5.4%. Over five years, prices have risen approximately 30.5%.
How much do I need to earn to buy a home in Xenia?
To comfortably afford the median home price of $260,022 with a 20% down payment ($52,004) at today's rates (6.8%), you'd need a gross annual income of approximately $68,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Xenia compare to the national average home price?
The national median home value is approximately $410,000. At $260,022, homes in Xenia are 37% below the national average.
What metro area is Xenia part of?
Xenia is part of the Dayton-Kettering, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.