Market Overview
Home Prices in Ada, OK
The median home value in Ada, OK is $188,276 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ada are priced54% below average. Ada is part of the Ada, OK metro area.
Over the past five years, Ada home values have risen by approximately29.0%, reflecting strong long-term appreciation in this market.
Price History
Ada Home Price Trend
2020
$128,582
$129K
—
2021
$145,966
$146K
+13.5%
2022
$171,301
$171K
+17.4%
2023
$178,860
$179K
+4.4%
2024
$179,033
$179K
+0.1%
2025
$176,589
$177K
-1.4%
2026
$188,276
$188K
+6.6%
City Comparison
Ada vs. National Median
🏠 Ada
$188,276
National Median
$410,000
At $188,276, homes in Ada cost 54% below the national median of $410,000. This makes Ada a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ada?
20% Down Payment
$37,655
on $188,276
Monthly P&I
$982/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,247/mo
incl. taxes & insurance
Income Needed
$49,880
gross annual (30% rule)
10% Down Option
$18,828
+ PMI applies
Loan Amount (20% dn)
$150,621
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ada, OK?
The median home value in Ada is $188,276 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Ada?
Over the past year, home values in Ada have increased by 6.6%. Over five years, prices have risen approximately 29.0%.
How much do I need to earn to buy a home in Ada?
To comfortably afford the median home price of $188,276 with a 20% down payment ($37,655) at today's rates (6.8%), you'd need a gross annual income of approximately $49,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Ada compare to the national average home price?
The national median home value is approximately $410,000. At $188,276, homes in Ada are 54% below the national average.
What metro area is Ada part of?
Ada is part of the Ada, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.