Market Overview
Home Prices in Boise City, OK
The median home value in Boise City, OK is $83,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Boise City are priced80% below average.
Over the past five years, Boise City home values have risen by approximately5.1%, reflecting steady appreciation in this market.
Price History
Boise City Home Price Trend
2020
$64,336
$64K
—
2021
$79,206
$79K
+23.1%
2022
$80,651
$81K
+1.8%
2023
$80,052
$80K
-0.7%
2024
$86,284
$86K
+7.8%
2025
$84,089
$84K
-2.5%
2026
$83,275
$83K
-1.0%
City Comparison
Boise City vs. National Median
🏠 Boise City
$83,275
National Median
$410,000
At $83,275, homes in Boise City cost 80% below the national median of $410,000. This makes Boise City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Boise City?
20% Down Payment
$16,655
on $83,275
Monthly P&I
$434/mo
30-yr @ 6.8%
Total Monthly Est.
~$551/mo
incl. taxes & insurance
Income Needed
$22,040
gross annual (30% rule)
10% Down Option
$8,328
+ PMI applies
Loan Amount (20% dn)
$66,620
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Boise City, OK?
The median home value in Boise City is $83,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Boise City?
Over the past year, home values in Boise City have decreased by 1%. Over five years, prices have risen approximately 5.1%.
How much do I need to earn to buy a home in Boise City?
To comfortably afford the median home price of $83,275 with a 20% down payment ($16,655) at today's rates (6.8%), you'd need a gross annual income of approximately $22,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Boise City compare to the national average home price?
The national median home value is approximately $410,000. At $83,275, homes in Boise City are 80% below the national average.