Market Overview
Home Prices in Bray, OK
The median home value in Bray, OK is $228,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bray are priced44% below average. Bray is part of the Duncan, OK metro area.
Over the past five years, Bray home values have risen by approximately40.3%, reflecting strong long-term appreciation in this market.
Price History
Bray Home Price Trend
2020
$139,163
$139K
—
2021
$163,225
$163K
+17.3%
2022
$194,499
$194K
+19.2%
2023
$196,868
$197K
+1.2%
2024
$212,254
$212K
+7.8%
2025
$217,404
$217K
+2.4%
2026
$228,927
$229K
+5.3%
City Comparison
Bray vs. National Median
🏠 Bray
$228,927
National Median
$410,000
At $228,927, homes in Bray cost 44% below the national median of $410,000. This makes Bray a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bray?
20% Down Payment
$45,785
on $228,927
Monthly P&I
$1,194/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,516/mo
incl. taxes & insurance
Income Needed
$60,640
gross annual (30% rule)
10% Down Option
$22,893
+ PMI applies
Loan Amount (20% dn)
$183,142
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bray, OK?
The median home value in Bray is $228,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Bray?
Over the past year, home values in Bray have increased by 5.3%. Over five years, prices have risen approximately 40.3%.
How much do I need to earn to buy a home in Bray?
To comfortably afford the median home price of $228,927 with a 20% down payment ($45,785) at today's rates (6.8%), you'd need a gross annual income of approximately $60,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Bray compare to the national average home price?
The national median home value is approximately $410,000. At $228,927, homes in Bray are 44% below the national average.
What metro area is Bray part of?
Bray is part of the Duncan, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.