Market Overview
Home Prices in Carnegie, OK
The median home value in Carnegie, OK is $80,936 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 10.2% compared to a year ago and up 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carnegie are priced80% below average.
Over the past five years, Carnegie home values have fallen by approximately2.4%, reflecting softening conditions in this market.
Price History
Carnegie Home Price Trend
2020
$74,865
$75K
—
2021
$82,938
$83K
+10.8%
2022
$84,967
$85K
+2.4%
2023
$83,232
$83K
-2.0%
2024
$85,009
$85K
+2.1%
2025
$90,091
$90K
+6.0%
2026
$80,936
$81K
-10.2%
City Comparison
Carnegie vs. National Median
🏠 Carnegie
$80,936
National Median
$410,000
At $80,936, homes in Carnegie cost 80% below the national median of $410,000. This makes Carnegie a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Carnegie?
20% Down Payment
$16,187
on $80,936
Monthly P&I
$422/mo
30-yr @ 6.8%
Total Monthly Est.
~$536/mo
incl. taxes & insurance
Income Needed
$21,440
gross annual (30% rule)
10% Down Option
$8,094
+ PMI applies
Loan Amount (20% dn)
$64,749
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carnegie, OK?
The median home value in Carnegie is $80,936 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 10.2% year-over-year.
How much have home prices changed in Carnegie?
Over the past year, home values in Carnegie have decreased by 10.2%. Over five years, prices have fallen approximately 2.4%.
How much do I need to earn to buy a home in Carnegie?
To comfortably afford the median home price of $80,936 with a 20% down payment ($16,187) at today's rates (6.8%), you'd need a gross annual income of approximately $21,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Carnegie compare to the national average home price?
The national median home value is approximately $410,000. At $80,936, homes in Carnegie are 80% below the national average.