Market Overview
Home Prices in Cedar Valley, OK
The median home value in Cedar Valley, OK is $373,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedar Valley are priced9% below average. Cedar Valley is part of the Oklahoma City, OK metro area.
Over the past five years, Cedar Valley home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Cedar Valley Home Price Trend
City Comparison
Cedar Valley vs. National Median
At $373,308, homes in Cedar Valley cost 9% below the national median of $410,000. This makes Cedar Valley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cedar Valley?
20% Down Payment
$74,662
on $373,308
Monthly P&I
$1,947/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,473/mo
incl. taxes & insurance
Income Needed
$98,920
gross annual (30% rule)
10% Down Option
$37,331
+ PMI applies
Loan Amount (20% dn)
$298,646
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedar Valley, OK?
The median home value in Cedar Valley is $373,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Cedar Valley?
Over the past year, home values in Cedar Valley have increased by 2.2%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Cedar Valley?
To comfortably afford the median home price of $373,308 with a 20% down payment ($74,662) at today's rates (6.8%), you'd need a gross annual income of approximately $98,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedar Valley compare to the national average home price?
The national median home value is approximately $410,000. At $373,308, homes in Cedar Valley are 9% below the national average.
What metro area is Cedar Valley part of?
Cedar Valley is part of the Oklahoma City, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.