Market Overview
Home Prices in Cement, OK
The median home value in Cement, OK is $110,061 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cement are priced73% below average. Cement is part of the Oklahoma City, OK metro area.
Over the past five years, Cement home values have risen by approximately4.9%, reflecting modest growth in this market.
Price History
Cement Home Price Trend
2020
$95,117
$95K
—
2021
$104,891
$105K
+10.3%
2022
$113,838
$114K
+8.5%
2023
$103,575
$104K
-9.0%
2024
$108,098
$108K
+4.4%
2025
$108,733
$109K
+0.6%
2026
$110,061
$110K
+1.2%
City Comparison
Cement vs. National Median
🏠 Cement
$110,061
National Median
$410,000
At $110,061, homes in Cement cost 73% below the national median of $410,000. This makes Cement a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cement?
20% Down Payment
$22,012
on $110,061
Monthly P&I
$574/mo
30-yr @ 6.8%
Total Monthly Est.
~$729/mo
incl. taxes & insurance
Income Needed
$29,160
gross annual (30% rule)
10% Down Option
$11,006
+ PMI applies
Loan Amount (20% dn)
$88,049
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cement, OK?
The median home value in Cement is $110,061 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Cement?
Over the past year, home values in Cement have increased by 1.2%. Over five years, prices have risen approximately 4.9%.
How much do I need to earn to buy a home in Cement?
To comfortably afford the median home price of $110,061 with a 20% down payment ($22,012) at today's rates (6.8%), you'd need a gross annual income of approximately $29,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Cement compare to the national average home price?
The national median home value is approximately $410,000. At $110,061, homes in Cement are 73% below the national average.
What metro area is Cement part of?
Cement is part of the Oklahoma City, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.