Market Overview
Home Prices in Chattanooga, OK
The median home value in Chattanooga, OK is $150,494 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chattanooga are priced63% below average. Chattanooga is part of the Lawton, OK metro area.
Over the past five years, Chattanooga home values have risen by approximately19.8%, reflecting steady appreciation in this market.
Price History
Chattanooga Home Price Trend
City Comparison
Chattanooga vs. National Median
At $150,494, homes in Chattanooga cost 63% below the national median of $410,000. This makes Chattanooga a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chattanooga?
20% Down Payment
$30,099
on $150,494
Monthly P&I
$785/mo
30-yr @ 6.8%
Total Monthly Est.
~$997/mo
incl. taxes & insurance
Income Needed
$39,880
gross annual (30% rule)
10% Down Option
$15,049
+ PMI applies
Loan Amount (20% dn)
$120,395
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chattanooga, OK?
The median home value in Chattanooga is $150,494 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Chattanooga?
Over the past year, home values in Chattanooga have increased by 7.4%. Over five years, prices have risen approximately 19.8%.
How much do I need to earn to buy a home in Chattanooga?
To comfortably afford the median home price of $150,494 with a 20% down payment ($30,099) at today's rates (6.8%), you'd need a gross annual income of approximately $39,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Chattanooga compare to the national average home price?
The national median home value is approximately $410,000. At $150,494, homes in Chattanooga are 63% below the national average.
What metro area is Chattanooga part of?
Chattanooga is part of the Lawton, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.