Market Overview
Home Prices in Cushing, OK
The median home value in Cushing, OK is $146,281 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cushing are priced64% below average. Cushing is part of the Stillwater, OK metro area.
Over the past five years, Cushing home values have risen by approximately17.0%, reflecting steady appreciation in this market.
Price History
Cushing Home Price Trend
City Comparison
Cushing vs. National Median
At $146,281, homes in Cushing cost 64% below the national median of $410,000. This makes Cushing a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cushing?
20% Down Payment
$29,256
on $146,281
Monthly P&I
$763/mo
30-yr @ 6.8%
Total Monthly Est.
~$969/mo
incl. taxes & insurance
Income Needed
$38,760
gross annual (30% rule)
10% Down Option
$14,628
+ PMI applies
Loan Amount (20% dn)
$117,025
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cushing, OK?
The median home value in Cushing is $146,281 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Cushing?
Over the past year, home values in Cushing have decreased by 0.4%. Over five years, prices have risen approximately 17.0%.
How much do I need to earn to buy a home in Cushing?
To comfortably afford the median home price of $146,281 with a 20% down payment ($29,256) at today's rates (6.8%), you'd need a gross annual income of approximately $38,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cushing compare to the national average home price?
The national median home value is approximately $410,000. At $146,281, homes in Cushing are 64% below the national average.
What metro area is Cushing part of?
Cushing is part of the Stillwater, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.