📍 Delaware, OK · Zillow ZHVI · July 2026

Average Home Price in
Delaware, OK

Nowata County County

Median Home Value
$211,275
↑ 13% year-over-year
vs. National Median
$410,000
Delaware is 48% below
Est. Monthly Payment
$1,102/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$211,275
↑ 13% year-over-year

Down Payment (20%)$42,255
Monthly P&I$1,102/mo
With Taxes & Ins.~$1,400/mo
Income Needed$56,000/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Delaware, OK

The median home value in Delaware, OK is $211,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13% compared to a year ago and down 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Delaware are priced48% below average.

Over the past five years, Delaware home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.

City Comparison

Delaware vs. National Median

🏠 Delaware
$211,275
National Median
$410,000

At $211,275, homes in Delaware cost 48% below the national median of $410,000. This makes Delaware a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Delaware?

20% Down Payment
$42,255
on $211,275
Monthly P&I
$1,102/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,400/mo
incl. taxes & insurance
Income Needed
$56,000
gross annual (30% rule)
10% Down Option
$21,128
+ PMI applies
Loan Amount (20% dn)
$169,020
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Delaware, OK?
The median home value in Delaware is $211,275 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13% year-over-year.
How much have home prices changed in Delaware?
Over the past year, home values in Delaware have increased by 13%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Delaware?
To comfortably afford the median home price of $211,275 with a 20% down payment ($42,255) at today's rates (6.8%), you'd need a gross annual income of approximately $56,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Delaware compare to the national average home price?
The national median home value is approximately $410,000. At $211,275, homes in Delaware are 48% below the national average.