Market Overview
Home Prices in Dover, OK
The median home value in Dover, OK is $233,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.5% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dover are priced43% below average.
Over the past five years, Dover home values have risen by approximately11.0%, reflecting steady appreciation in this market.
Price History
Dover Home Price Trend
2020
$190,163
$190K
—
2021
$210,498
$210K
+10.7%
2022
$225,234
$225K
+7.0%
2023
$220,628
$221K
-2.0%
2024
$232,173
$232K
+5.2%
2025
$242,194
$242K
+4.3%
2026
$233,680
$234K
-3.5%
City Comparison
Dover vs. National Median
🏠 Dover
$233,680
National Median
$410,000
At $233,680, homes in Dover cost 43% below the national median of $410,000. This makes Dover a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dover?
20% Down Payment
$46,736
on $233,680
Monthly P&I
$1,219/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,548/mo
incl. taxes & insurance
Income Needed
$61,920
gross annual (30% rule)
10% Down Option
$23,368
+ PMI applies
Loan Amount (20% dn)
$186,944
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dover, OK?
The median home value in Dover is $233,680 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.5% year-over-year.
How much have home prices changed in Dover?
Over the past year, home values in Dover have decreased by 3.5%. Over five years, prices have risen approximately 11.0%.
How much do I need to earn to buy a home in Dover?
To comfortably afford the median home price of $233,680 with a 20% down payment ($46,736) at today's rates (6.8%), you'd need a gross annual income of approximately $61,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Dover compare to the national average home price?
The national median home value is approximately $410,000. At $233,680, homes in Dover are 43% below the national average.