Market Overview
Home Prices in Duncan, OK
The median home value in Duncan, OK is $139,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Duncan are priced66% below average. Duncan is part of the Duncan, OK metro area.
Over the past five years, Duncan home values have risen by approximately39.5%, reflecting strong long-term appreciation in this market.
Price History
Duncan Home Price Trend
City Comparison
Duncan vs. National Median
At $139,850, homes in Duncan cost 66% below the national median of $410,000. This makes Duncan a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Duncan?
20% Down Payment
$27,970
on $139,850
Monthly P&I
$729/mo
30-yr @ 6.8%
Total Monthly Est.
~$926/mo
incl. taxes & insurance
Income Needed
$37,040
gross annual (30% rule)
10% Down Option
$13,985
+ PMI applies
Loan Amount (20% dn)
$111,880
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Duncan, OK?
The median home value in Duncan is $139,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Duncan?
Over the past year, home values in Duncan have increased by 2.4%. Over five years, prices have risen approximately 39.5%.
How much do I need to earn to buy a home in Duncan?
To comfortably afford the median home price of $139,850 with a 20% down payment ($27,970) at today's rates (6.8%), you'd need a gross annual income of approximately $37,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Duncan compare to the national average home price?
The national median home value is approximately $410,000. At $139,850, homes in Duncan are 66% below the national average.
What metro area is Duncan part of?
Duncan is part of the Duncan, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.