📍 Earlsboro, OK · Zillow ZHVI · July 2026

Average Home Price in
Earlsboro, OK

Shawnee, OK metro area · Seminole County County

Median Home Value
$241,702
↑ 7.7% year-over-year
vs. National Median
$410,000
Earlsboro is 41% below
Est. Monthly Payment
$1,261/mo
20% down · 6.8% rate
Income Needed
$64K
gross annual (30% rule)
Median Home Value
$241,702
↑ 7.7% year-over-year

Down Payment (20%)$48,340
Monthly P&I$1,261/mo
With Taxes & Ins.~$1,601/mo
Income Needed$64,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Earlsboro, OK

The median home value in Earlsboro, OK is $241,702 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.7% compared to a year ago and up 6.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Earlsboro are priced41% below average. Earlsboro is part of the Shawnee, OK metro area.

Over the past five years, Earlsboro home values have risen by approximately45.7%, reflecting strong long-term appreciation in this market.

City Comparison

Earlsboro vs. National Median

🏠 Earlsboro
$241,702
National Median
$410,000

At $241,702, homes in Earlsboro cost 41% below the national median of $410,000. This makes Earlsboro a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Earlsboro?

20% Down Payment
$48,340
on $241,702
Monthly P&I
$1,261/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,601/mo
incl. taxes & insurance
Income Needed
$64,040
gross annual (30% rule)
10% Down Option
$24,170
+ PMI applies
Loan Amount (20% dn)
$193,362
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Earlsboro, OK?
The median home value in Earlsboro is $241,702 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.7% year-over-year.
How much have home prices changed in Earlsboro?
Over the past year, home values in Earlsboro have increased by 7.7%. Over five years, prices have risen approximately 45.7%.
How much do I need to earn to buy a home in Earlsboro?
To comfortably afford the median home price of $241,702 with a 20% down payment ($48,340) at today's rates (6.8%), you'd need a gross annual income of approximately $64,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Earlsboro compare to the national average home price?
The national median home value is approximately $410,000. At $241,702, homes in Earlsboro are 41% below the national average.
What metro area is Earlsboro part of?
Earlsboro is part of the Shawnee, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.