Market Overview
Home Prices in Elmore City, OK
The median home value in Elmore City, OK is $102,476 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.3% compared to a year ago and down 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Elmore City are priced75% below average.
Over the past five years, Elmore City home values have risen by approximately45.5%, reflecting strong long-term appreciation in this market.
Price History
Elmore City Home Price Trend
2020
$53,426
$53K
—
2021
$70,426
$70K
+31.8%
2022
$79,696
$80K
+13.2%
2023
$85,448
$85K
+7.2%
2024
$99,627
$100K
+16.6%
2025
$91,225
$91K
-8.4%
2026
$102,476
$102K
+12.3%
City Comparison
Elmore City vs. National Median
🏠 Elmore City
$102,476
National Median
$410,000
At $102,476, homes in Elmore City cost 75% below the national median of $410,000. This makes Elmore City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Elmore City?
20% Down Payment
$20,495
on $102,476
Monthly P&I
$534/mo
30-yr @ 6.8%
Total Monthly Est.
~$678/mo
incl. taxes & insurance
Income Needed
$27,120
gross annual (30% rule)
10% Down Option
$10,248
+ PMI applies
Loan Amount (20% dn)
$81,981
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Elmore City, OK?
The median home value in Elmore City is $102,476 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.3% year-over-year.
How much have home prices changed in Elmore City?
Over the past year, home values in Elmore City have increased by 12.3%. Over five years, prices have risen approximately 45.5%.
How much do I need to earn to buy a home in Elmore City?
To comfortably afford the median home price of $102,476 with a 20% down payment ($20,495) at today's rates (6.8%), you'd need a gross annual income of approximately $27,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Elmore City compare to the national average home price?
The national median home value is approximately $410,000. At $102,476, homes in Elmore City are 75% below the national average.