Market Overview
Home Prices in Eufaula, OK
The median home value in Eufaula, OK is $207,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eufaula are priced49% below average. Eufaula is part of the McAlester, OK metro area.
Over the past five years, Eufaula home values have risen by approximately34.1%, reflecting strong long-term appreciation in this market.
Price History
Eufaula Home Price Trend
City Comparison
Eufaula vs. National Median
At $207,283, homes in Eufaula cost 49% below the national median of $410,000. This makes Eufaula a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eufaula?
20% Down Payment
$41,457
on $207,283
Monthly P&I
$1,081/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,373/mo
incl. taxes & insurance
Income Needed
$54,920
gross annual (30% rule)
10% Down Option
$20,728
+ PMI applies
Loan Amount (20% dn)
$165,826
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eufaula, OK?
The median home value in Eufaula is $207,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Eufaula?
Over the past year, home values in Eufaula have increased by 1.6%. Over five years, prices have risen approximately 34.1%.
How much do I need to earn to buy a home in Eufaula?
To comfortably afford the median home price of $207,283 with a 20% down payment ($41,457) at today's rates (6.8%), you'd need a gross annual income of approximately $54,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Eufaula compare to the national average home price?
The national median home value is approximately $410,000. At $207,283, homes in Eufaula are 49% below the national average.
What metro area is Eufaula part of?
Eufaula is part of the McAlester, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.