Market Overview
Home Prices in Fort Cobb, OK
The median home value in Fort Cobb, OK is $108,925 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Cobb are priced73% below average.
Over the past five years, Fort Cobb home values have fallen by approximately6.0%, reflecting softening conditions in this market.
Price History
Fort Cobb Home Price Trend
2020
$107,056
$107K
—
2021
$115,861
$116K
+8.2%
2022
$119,945
$120K
+3.5%
2023
$112,511
$113K
-6.2%
2024
$114,622
$115K
+1.9%
2025
$113,007
$113K
-1.4%
2026
$108,925
$109K
-3.6%
City Comparison
Fort Cobb vs. National Median
🏠 Fort Cobb
$108,925
National Median
$410,000
At $108,925, homes in Fort Cobb cost 73% below the national median of $410,000. This makes Fort Cobb a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Cobb?
20% Down Payment
$21,785
on $108,925
Monthly P&I
$568/mo
30-yr @ 6.8%
Total Monthly Est.
~$721/mo
incl. taxes & insurance
Income Needed
$28,840
gross annual (30% rule)
10% Down Option
$10,893
+ PMI applies
Loan Amount (20% dn)
$87,140
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Cobb, OK?
The median home value in Fort Cobb is $108,925 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in Fort Cobb?
Over the past year, home values in Fort Cobb have decreased by 3.6%. Over five years, prices have fallen approximately 6.0%.
How much do I need to earn to buy a home in Fort Cobb?
To comfortably afford the median home price of $108,925 with a 20% down payment ($21,785) at today's rates (6.8%), you'd need a gross annual income of approximately $28,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Cobb compare to the national average home price?
The national median home value is approximately $410,000. At $108,925, homes in Fort Cobb are 73% below the national average.