Market Overview
Home Prices in Granite, OK
The median home value in Granite, OK is $98,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and down 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Granite are priced76% below average.
Over the past five years, Granite home values have risen by approximately11.7%, reflecting steady appreciation in this market.
Price History
Granite Home Price Trend
2020
$85,237
$85K
—
2021
$88,198
$88K
+3.5%
2022
$101,988
$102K
+15.6%
2023
$110,516
$111K
+8.4%
2024
$105,457
$105K
-4.6%
2025
$99,357
$99K
-5.8%
2026
$98,479
$98K
-0.9%
City Comparison
Granite vs. National Median
🏠 Granite
$98,479
National Median
$410,000
At $98,479, homes in Granite cost 76% below the national median of $410,000. This makes Granite a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Granite?
20% Down Payment
$19,696
on $98,479
Monthly P&I
$514/mo
30-yr @ 6.8%
Total Monthly Est.
~$653/mo
incl. taxes & insurance
Income Needed
$26,120
gross annual (30% rule)
10% Down Option
$9,848
+ PMI applies
Loan Amount (20% dn)
$78,783
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Granite, OK?
The median home value in Granite is $98,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Granite?
Over the past year, home values in Granite have decreased by 0.9%. Over five years, prices have risen approximately 11.7%.
How much do I need to earn to buy a home in Granite?
To comfortably afford the median home price of $98,479 with a 20% down payment ($19,696) at today's rates (6.8%), you'd need a gross annual income of approximately $26,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Granite compare to the national average home price?
The national median home value is approximately $410,000. At $98,479, homes in Granite are 76% below the national average.