Market Overview
Home Prices in Guthrie, OK
The median home value in Guthrie, OK is $256,103 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Guthrie are priced38% below average. Guthrie is part of the Oklahoma City, OK metro area.
Over the past five years, Guthrie home values have risen by approximately13.9%, reflecting steady appreciation in this market.
Price History
Guthrie Home Price Trend
City Comparison
Guthrie vs. National Median
At $256,103, homes in Guthrie cost 38% below the national median of $410,000. This makes Guthrie a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Guthrie?
20% Down Payment
$51,221
on $256,103
Monthly P&I
$1,336/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,697/mo
incl. taxes & insurance
Income Needed
$67,880
gross annual (30% rule)
10% Down Option
$25,610
+ PMI applies
Loan Amount (20% dn)
$204,882
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Guthrie, OK?
The median home value in Guthrie is $256,103 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Guthrie?
Over the past year, home values in Guthrie have increased by 0.8%. Over five years, prices have risen approximately 13.9%.
How much do I need to earn to buy a home in Guthrie?
To comfortably afford the median home price of $256,103 with a 20% down payment ($51,221) at today's rates (6.8%), you'd need a gross annual income of approximately $67,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Guthrie compare to the national average home price?
The national median home value is approximately $410,000. At $256,103, homes in Guthrie are 38% below the national average.
What metro area is Guthrie part of?
Guthrie is part of the Oklahoma City, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.