Market Overview
Home Prices in Hartshorne, OK
The median home value in Hartshorne, OK is $103,103 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hartshorne are priced75% below average. Hartshorne is part of the McAlester, OK metro area.
Over the past five years, Hartshorne home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Hartshorne Home Price Trend
City Comparison
Hartshorne vs. National Median
At $103,103, homes in Hartshorne cost 75% below the national median of $410,000. This makes Hartshorne a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hartshorne?
20% Down Payment
$20,621
on $103,103
Monthly P&I
$538/mo
30-yr @ 6.8%
Total Monthly Est.
~$683/mo
incl. taxes & insurance
Income Needed
$27,320
gross annual (30% rule)
10% Down Option
$10,310
+ PMI applies
Loan Amount (20% dn)
$82,482
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hartshorne, OK?
The median home value in Hartshorne is $103,103 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Hartshorne?
Over the past year, home values in Hartshorne have increased by 5%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Hartshorne?
To comfortably afford the median home price of $103,103 with a 20% down payment ($20,621) at today's rates (6.8%), you'd need a gross annual income of approximately $27,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Hartshorne compare to the national average home price?
The national median home value is approximately $410,000. At $103,103, homes in Hartshorne are 75% below the national average.
What metro area is Hartshorne part of?
Hartshorne is part of the McAlester, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.