Market Overview
Home Prices in Helena, OK
The median home value in Helena, OK is $99,878 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 14.7% compared to a year ago and down 10.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Helena are priced76% below average.
Over the past five years, Helena home values have fallen by approximately18.4%, reflecting softening conditions in this market.
Price History
Helena Home Price Trend
2020
$104,479
$104K
—
2021
$122,344
$122K
+17.1%
2022
$137,599
$138K
+12.5%
2023
$122,877
$123K
-10.7%
2024
$131,412
$131K
+6.9%
2025
$117,086
$117K
-10.9%
2026
$99,878
$100K
-14.7%
City Comparison
Helena vs. National Median
🏠 Helena
$99,878
National Median
$410,000
At $99,878, homes in Helena cost 76% below the national median of $410,000. This makes Helena a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Helena?
20% Down Payment
$19,976
on $99,878
Monthly P&I
$521/mo
30-yr @ 6.8%
Total Monthly Est.
~$662/mo
incl. taxes & insurance
Income Needed
$26,480
gross annual (30% rule)
10% Down Option
$9,988
+ PMI applies
Loan Amount (20% dn)
$79,902
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Helena, OK?
The median home value in Helena is $99,878 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 14.7% year-over-year.
How much have home prices changed in Helena?
Over the past year, home values in Helena have decreased by 14.7%. Over five years, prices have fallen approximately 18.4%.
How much do I need to earn to buy a home in Helena?
To comfortably afford the median home price of $99,878 with a 20% down payment ($19,976) at today's rates (6.8%), you'd need a gross annual income of approximately $26,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Helena compare to the national average home price?
The national median home value is approximately $410,000. At $99,878, homes in Helena are 76% below the national average.