Market Overview
Home Prices in Hydro, OK
The median home value in Hydro, OK is $169,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hydro are priced59% below average.
Over the past five years, Hydro home values have risen by approximately3.5%, reflecting modest growth in this market.
Price History
Hydro Home Price Trend
2020
$153,123
$153K
—
2021
$163,656
$164K
+6.9%
2022
$171,518
$172K
+4.8%
2023
$160,204
$160K
-6.6%
2024
$164,302
$164K
+2.6%
2025
$162,104
$162K
-1.3%
2026
$169,308
$169K
+4.4%
City Comparison
Hydro vs. National Median
🏠 Hydro
$169,308
National Median
$410,000
At $169,308, homes in Hydro cost 59% below the national median of $410,000. This makes Hydro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hydro?
20% Down Payment
$33,862
on $169,308
Monthly P&I
$883/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,121/mo
incl. taxes & insurance
Income Needed
$44,840
gross annual (30% rule)
10% Down Option
$16,931
+ PMI applies
Loan Amount (20% dn)
$135,446
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hydro, OK?
The median home value in Hydro is $169,308 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Hydro?
Over the past year, home values in Hydro have increased by 4.4%. Over five years, prices have risen approximately 3.5%.
How much do I need to earn to buy a home in Hydro?
To comfortably afford the median home price of $169,308 with a 20% down payment ($33,862) at today's rates (6.8%), you'd need a gross annual income of approximately $44,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Hydro compare to the national average home price?
The national median home value is approximately $410,000. At $169,308, homes in Hydro are 59% below the national average.