Market Overview
Home Prices in Jones, OK
The median home value in Jones, OK is $360,489 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jones are priced12% below average. Jones is part of the Oklahoma City, OK metro area.
Over the past five years, Jones home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Jones Home Price Trend
City Comparison
Jones vs. National Median
At $360,489, homes in Jones cost 12% below the national median of $410,000. This makes Jones a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Jones?
20% Down Payment
$72,098
on $360,489
Monthly P&I
$1,880/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,388/mo
incl. taxes & insurance
Income Needed
$95,520
gross annual (30% rule)
10% Down Option
$36,049
+ PMI applies
Loan Amount (20% dn)
$288,391
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jones, OK?
The median home value in Jones is $360,489 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Jones?
Over the past year, home values in Jones have increased by 3.6%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Jones?
To comfortably afford the median home price of $360,489 with a 20% down payment ($72,098) at today's rates (6.8%), you'd need a gross annual income of approximately $95,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Jones compare to the national average home price?
The national median home value is approximately $410,000. At $360,489, homes in Jones are 12% below the national average.
What metro area is Jones part of?
Jones is part of the Oklahoma City, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.