Market Overview
Home Prices in Kaw City, OK
The median home value in Kaw City, OK is $164,739 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kaw City are priced60% below average. Kaw City is part of the Ponca City, OK metro area.
Over the past five years, Kaw City home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.
Price History
Kaw City Home Price Trend
City Comparison
Kaw City vs. National Median
At $164,739, homes in Kaw City cost 60% below the national median of $410,000. This makes Kaw City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kaw City?
20% Down Payment
$32,948
on $164,739
Monthly P&I
$859/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,091/mo
incl. taxes & insurance
Income Needed
$43,640
gross annual (30% rule)
10% Down Option
$16,474
+ PMI applies
Loan Amount (20% dn)
$131,791
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kaw City, OK?
The median home value in Kaw City is $164,739 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Kaw City?
Over the past year, home values in Kaw City have increased by 5.5%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in Kaw City?
To comfortably afford the median home price of $164,739 with a 20% down payment ($32,948) at today's rates (6.8%), you'd need a gross annual income of approximately $43,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Kaw City compare to the national average home price?
The national median home value is approximately $410,000. At $164,739, homes in Kaw City are 60% below the national average.
What metro area is Kaw City part of?
Kaw City is part of the Ponca City, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.