Market Overview
Home Prices in Keys, OK
The median home value in Keys, OK is $287,088 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.9% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Keys are priced30% below average. Keys is part of the Tahlequah, OK metro area.
Over the past five years, Keys home values have risen by approximately33.8%, reflecting strong long-term appreciation in this market.
Price History
Keys Home Price Trend
2020
$164,989
$165K
—
2021
$214,616
$215K
+30.1%
2022
$247,591
$248K
+15.4%
2023
$247,971
$248K
+0.2%
2024
$255,188
$255K
+2.9%
2025
$254,265
$254K
-0.4%
2026
$287,088
$287K
+12.9%
City Comparison
Keys vs. National Median
🏠 Keys
$287,088
National Median
$410,000
At $287,088, homes in Keys cost 30% below the national median of $410,000. This makes Keys a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Keys?
20% Down Payment
$57,418
on $287,088
Monthly P&I
$1,497/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,901/mo
incl. taxes & insurance
Income Needed
$76,040
gross annual (30% rule)
10% Down Option
$28,709
+ PMI applies
Loan Amount (20% dn)
$229,670
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Keys, OK?
The median home value in Keys is $287,088 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.9% year-over-year.
How much have home prices changed in Keys?
Over the past year, home values in Keys have increased by 12.9%. Over five years, prices have risen approximately 33.8%.
How much do I need to earn to buy a home in Keys?
To comfortably afford the median home price of $287,088 with a 20% down payment ($57,418) at today's rates (6.8%), you'd need a gross annual income of approximately $76,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Keys compare to the national average home price?
The national median home value is approximately $410,000. At $287,088, homes in Keys are 30% below the national average.
What metro area is Keys part of?
Keys is part of the Tahlequah, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.