📍 Laverne, OK · Zillow ZHVI · July 2026

Average Home Price in
Laverne, OK

Harper County County

Median Home Value
$101,569
↑ 1.4% year-over-year
vs. National Median
$410,000
Laverne is 75% below
Est. Monthly Payment
$530/mo
20% down · 6.8% rate
Income Needed
$27K
gross annual (30% rule)
Median Home Value
$101,569
↑ 1.4% year-over-year

Down Payment (20%)$20,314
Monthly P&I$530/mo
With Taxes & Ins.~$673/mo
Income Needed$26,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Laverne, OK

The median home value in Laverne, OK is $101,569 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 6.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Laverne are priced75% below average.

Over the past five years, Laverne home values have risen by approximately32.6%, reflecting strong long-term appreciation in this market.

City Comparison

Laverne vs. National Median

🏠 Laverne
$101,569
National Median
$410,000

At $101,569, homes in Laverne cost 75% below the national median of $410,000. This makes Laverne a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Laverne?

20% Down Payment
$20,314
on $101,569
Monthly P&I
$530/mo
30-yr @ 6.8%
Total Monthly Est.
~$673/mo
incl. taxes & insurance
Income Needed
$26,920
gross annual (30% rule)
10% Down Option
$10,157
+ PMI applies
Loan Amount (20% dn)
$81,255
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Laverne, OK?
The median home value in Laverne is $101,569 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Laverne?
Over the past year, home values in Laverne have increased by 1.4%. Over five years, prices have risen approximately 32.6%.
How much do I need to earn to buy a home in Laverne?
To comfortably afford the median home price of $101,569 with a 20% down payment ($20,314) at today's rates (6.8%), you'd need a gross annual income of approximately $26,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Laverne compare to the national average home price?
The national median home value is approximately $410,000. At $101,569, homes in Laverne are 75% below the national average.