Market Overview
Home Prices in McLoud, OK
The median home value in McLoud, OK is $238,923 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in McLoud are priced42% below average. McLoud is part of the Shawnee, OK metro area.
Over the past five years, McLoud home values have risen by approximately34.6%, reflecting strong long-term appreciation in this market.
Price History
McLoud Home Price Trend
City Comparison
McLoud vs. National Median
At $238,923, homes in McLoud cost 42% below the national median of $410,000. This makes McLoud a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in McLoud?
20% Down Payment
$47,785
on $238,923
Monthly P&I
$1,246/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,582/mo
incl. taxes & insurance
Income Needed
$63,280
gross annual (30% rule)
10% Down Option
$23,892
+ PMI applies
Loan Amount (20% dn)
$191,138
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McLoud, OK?
The median home value in McLoud is $238,923 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in McLoud?
Over the past year, home values in McLoud have increased by 3.7%. Over five years, prices have risen approximately 34.6%.
How much do I need to earn to buy a home in McLoud?
To comfortably afford the median home price of $238,923 with a 20% down payment ($47,785) at today's rates (6.8%), you'd need a gross annual income of approximately $63,280. This assumes keeping total housing costs at or below 30% of gross income.
How does McLoud compare to the national average home price?
The national median home value is approximately $410,000. At $238,923, homes in McLoud are 42% below the national average.
What metro area is McLoud part of?
McLoud is part of the Shawnee, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.