Market Overview
Home Prices in Medford, OK
The median home value in Medford, OK is $100,431 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.1% compared to a year ago and down 10.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Medford are priced76% below average.
Over the past five years, Medford home values have risen by approximately11.1%, reflecting steady appreciation in this market.
Price History
Medford Home Price Trend
2020
$77,088
$77K
—
2021
$90,409
$90K
+17.3%
2022
$100,706
$101K
+11.4%
2023
$104,990
$105K
+4.3%
2024
$101,882
$102K
-3.0%
2025
$91,232
$91K
-10.5%
2026
$100,431
$100K
+10.1%
City Comparison
Medford vs. National Median
🏠 Medford
$100,431
National Median
$410,000
At $100,431, homes in Medford cost 76% below the national median of $410,000. This makes Medford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Medford?
20% Down Payment
$20,086
on $100,431
Monthly P&I
$524/mo
30-yr @ 6.8%
Total Monthly Est.
~$665/mo
incl. taxes & insurance
Income Needed
$26,600
gross annual (30% rule)
10% Down Option
$10,043
+ PMI applies
Loan Amount (20% dn)
$80,345
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Medford, OK?
The median home value in Medford is $100,431 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.1% year-over-year.
How much have home prices changed in Medford?
Over the past year, home values in Medford have increased by 10.1%. Over five years, prices have risen approximately 11.1%.
How much do I need to earn to buy a home in Medford?
To comfortably afford the median home price of $100,431 with a 20% down payment ($20,086) at today's rates (6.8%), you'd need a gross annual income of approximately $26,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Medford compare to the national average home price?
The national median home value is approximately $410,000. At $100,431, homes in Medford are 76% below the national average.