Market Overview
Home Prices in Mounds, OK
The median home value in Mounds, OK is $281,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mounds are priced31% below average. Mounds is part of the Tulsa, OK metro area.
Over the past five years, Mounds home values have risen by approximately23.4%, reflecting strong long-term appreciation in this market.
Price History
Mounds Home Price Trend
2020
$189,587
$190K
—
2021
$228,136
$228K
+20.3%
2022
$258,804
$259K
+13.4%
2023
$243,468
$243K
-5.9%
2024
$259,517
$260K
+6.6%
2025
$269,689
$270K
+3.9%
2026
$281,587
$282K
+4.4%
City Comparison
Mounds vs. National Median
🏠 Mounds
$281,587
National Median
$410,000
At $281,587, homes in Mounds cost 31% below the national median of $410,000. This makes Mounds a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mounds?
20% Down Payment
$56,317
on $281,587
Monthly P&I
$1,469/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,866/mo
incl. taxes & insurance
Income Needed
$74,640
gross annual (30% rule)
10% Down Option
$28,159
+ PMI applies
Loan Amount (20% dn)
$225,270
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mounds, OK?
The median home value in Mounds is $281,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Mounds?
Over the past year, home values in Mounds have increased by 4.4%. Over five years, prices have risen approximately 23.4%.
How much do I need to earn to buy a home in Mounds?
To comfortably afford the median home price of $281,587 with a 20% down payment ($56,317) at today's rates (6.8%), you'd need a gross annual income of approximately $74,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Mounds compare to the national average home price?
The national median home value is approximately $410,000. At $281,587, homes in Mounds are 31% below the national average.
What metro area is Mounds part of?
Mounds is part of the Tulsa, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.