Market Overview
Home Prices in Muskogee, OK
The median home value in Muskogee, OK is $147,059 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Muskogee are priced64% below average. Muskogee is part of the Muskogee, OK metro area.
Over the past five years, Muskogee home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.
Price History
Muskogee Home Price Trend
City Comparison
Muskogee vs. National Median
At $147,059, homes in Muskogee cost 64% below the national median of $410,000. This makes Muskogee a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Muskogee?
20% Down Payment
$29,412
on $147,059
Monthly P&I
$767/mo
30-yr @ 6.8%
Total Monthly Est.
~$974/mo
incl. taxes & insurance
Income Needed
$38,960
gross annual (30% rule)
10% Down Option
$14,706
+ PMI applies
Loan Amount (20% dn)
$117,647
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Muskogee, OK?
The median home value in Muskogee is $147,059 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Muskogee?
Over the past year, home values in Muskogee have increased by 1.6%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Muskogee?
To comfortably afford the median home price of $147,059 with a 20% down payment ($29,412) at today's rates (6.8%), you'd need a gross annual income of approximately $38,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Muskogee compare to the national average home price?
The national median home value is approximately $410,000. At $147,059, homes in Muskogee are 64% below the national average.
What metro area is Muskogee part of?
Muskogee is part of the Muskogee, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.