Market Overview
Home Prices in Oilton, OK
The median home value in Oilton, OK is $95,667 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14.3% compared to a year ago and down 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oilton are priced77% below average. Oilton is part of the Tulsa, OK metro area.
Over the past five years, Oilton home values have risen by approximately30.5%, reflecting strong long-term appreciation in this market.
Price History
Oilton Home Price Trend
City Comparison
Oilton vs. National Median
At $95,667, homes in Oilton cost 77% below the national median of $410,000. This makes Oilton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oilton?
20% Down Payment
$19,133
on $95,667
Monthly P&I
$499/mo
30-yr @ 6.8%
Total Monthly Est.
~$634/mo
incl. taxes & insurance
Income Needed
$25,360
gross annual (30% rule)
10% Down Option
$9,567
+ PMI applies
Loan Amount (20% dn)
$76,534
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oilton, OK?
The median home value in Oilton is $95,667 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14.3% year-over-year.
How much have home prices changed in Oilton?
Over the past year, home values in Oilton have increased by 14.3%. Over five years, prices have risen approximately 30.5%.
How much do I need to earn to buy a home in Oilton?
To comfortably afford the median home price of $95,667 with a 20% down payment ($19,133) at today's rates (6.8%), you'd need a gross annual income of approximately $25,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Oilton compare to the national average home price?
The national median home value is approximately $410,000. At $95,667, homes in Oilton are 77% below the national average.
What metro area is Oilton part of?
Oilton is part of the Tulsa, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.