📍 Pauls Valley, OK · Zillow ZHVI · July 2026

Average Home Price in
Pauls Valley, OK

Garvin County County

Median Home Value
$151,869
↑ 6.1% year-over-year
vs. National Median
$410,000
Pauls Valley is 63% below
Est. Monthly Payment
$792/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$151,869
↑ 6.1% year-over-year

Down Payment (20%)$30,374
Monthly P&I$792/mo
With Taxes & Ins.~$1,006/mo
Income Needed$40,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pauls Valley, OK

The median home value in Pauls Valley, OK is $151,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 2.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pauls Valley are priced63% below average.

Over the past five years, Pauls Valley home values have risen by approximately37.8%, reflecting strong long-term appreciation in this market.

City Comparison

Pauls Valley vs. National Median

🏠 Pauls Valley
$151,869
National Median
$410,000

At $151,869, homes in Pauls Valley cost 63% below the national median of $410,000. This makes Pauls Valley a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Pauls Valley?

20% Down Payment
$30,374
on $151,869
Monthly P&I
$792/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,006/mo
incl. taxes & insurance
Income Needed
$40,240
gross annual (30% rule)
10% Down Option
$15,187
+ PMI applies
Loan Amount (20% dn)
$121,495
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pauls Valley, OK?
The median home value in Pauls Valley is $151,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Pauls Valley?
Over the past year, home values in Pauls Valley have increased by 6.1%. Over five years, prices have risen approximately 37.8%.
How much do I need to earn to buy a home in Pauls Valley?
To comfortably afford the median home price of $151,869 with a 20% down payment ($30,374) at today's rates (6.8%), you'd need a gross annual income of approximately $40,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Pauls Valley compare to the national average home price?
The national median home value is approximately $410,000. At $151,869, homes in Pauls Valley are 63% below the national average.