Market Overview
Home Prices in Ratliff City, OK
The median home value in Ratliff City, OK is $151,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and down 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ratliff City are priced63% below average. Ratliff City is part of the Ardmore, OK metro area.
Over the past five years, Ratliff City home values have risen by approximately43.8%, reflecting strong long-term appreciation in this market.
Price History
Ratliff City Home Price Trend
City Comparison
Ratliff City vs. National Median
At $151,832, homes in Ratliff City cost 63% below the national median of $410,000. This makes Ratliff City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ratliff City?
20% Down Payment
$30,366
on $151,832
Monthly P&I
$792/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,006/mo
incl. taxes & insurance
Income Needed
$40,240
gross annual (30% rule)
10% Down Option
$15,183
+ PMI applies
Loan Amount (20% dn)
$121,466
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ratliff City, OK?
The median home value in Ratliff City is $151,832 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Ratliff City?
Over the past year, home values in Ratliff City have increased by 5.3%. Over five years, prices have risen approximately 43.8%.
How much do I need to earn to buy a home in Ratliff City?
To comfortably afford the median home price of $151,832 with a 20% down payment ($30,366) at today's rates (6.8%), you'd need a gross annual income of approximately $40,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Ratliff City compare to the national average home price?
The national median home value is approximately $410,000. At $151,832, homes in Ratliff City are 63% below the national average.
What metro area is Ratliff City part of?
Ratliff City is part of the Ardmore, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.