Market Overview
Home Prices in Shady Point, OK
The median home value in Shady Point, OK is $175,745 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Shady Point are priced57% below average.
Over the past five years, Shady Point home values have risen by approximately40.1%, reflecting strong long-term appreciation in this market.
Price History
Shady Point Home Price Trend
2020
$100,290
$100K
—
2021
$125,463
$125K
+25.1%
2022
$151,639
$152K
+20.9%
2023
$154,767
$155K
+2.1%
2024
$161,297
$161K
+4.2%
2025
$165,504
$166K
+2.6%
2026
$175,745
$176K
+6.2%
City Comparison
Shady Point vs. National Median
🏠 Shady Point
$175,745
National Median
$410,000
At $175,745, homes in Shady Point cost 57% below the national median of $410,000. This makes Shady Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Shady Point?
20% Down Payment
$35,149
on $175,745
Monthly P&I
$917/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,165/mo
incl. taxes & insurance
Income Needed
$46,600
gross annual (30% rule)
10% Down Option
$17,575
+ PMI applies
Loan Amount (20% dn)
$140,596
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Shady Point, OK?
The median home value in Shady Point is $175,745 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Shady Point?
Over the past year, home values in Shady Point have increased by 6.2%. Over five years, prices have risen approximately 40.1%.
How much do I need to earn to buy a home in Shady Point?
To comfortably afford the median home price of $175,745 with a 20% down payment ($35,149) at today's rates (6.8%), you'd need a gross annual income of approximately $46,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Shady Point compare to the national average home price?
The national median home value is approximately $410,000. At $175,745, homes in Shady Point are 57% below the national average.