Market Overview
Home Prices in Spiro, OK
The median home value in Spiro, OK is $104,168 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and down 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Spiro are priced75% below average.
Over the past five years, Spiro home values have risen by approximately24.8%, reflecting strong long-term appreciation in this market.
Price History
Spiro Home Price Trend
2020
$70,316
$70K
—
2021
$83,496
$83K
+18.7%
2022
$99,039
$99K
+18.6%
2023
$98,530
$99K
-0.5%
2024
$105,658
$106K
+7.2%
2025
$101,385
$101K
-4.0%
2026
$104,168
$104K
+2.7%
City Comparison
Spiro vs. National Median
🏠 Spiro
$104,168
National Median
$410,000
At $104,168, homes in Spiro cost 75% below the national median of $410,000. This makes Spiro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Spiro?
20% Down Payment
$20,834
on $104,168
Monthly P&I
$543/mo
30-yr @ 6.8%
Total Monthly Est.
~$690/mo
incl. taxes & insurance
Income Needed
$27,600
gross annual (30% rule)
10% Down Option
$10,417
+ PMI applies
Loan Amount (20% dn)
$83,334
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Spiro, OK?
The median home value in Spiro is $104,168 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Spiro?
Over the past year, home values in Spiro have increased by 2.7%. Over five years, prices have risen approximately 24.8%.
How much do I need to earn to buy a home in Spiro?
To comfortably afford the median home price of $104,168 with a 20% down payment ($20,834) at today's rates (6.8%), you'd need a gross annual income of approximately $27,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Spiro compare to the national average home price?
The national median home value is approximately $410,000. At $104,168, homes in Spiro are 75% below the national average.